https://www.englandgolf.org/member-public-liability-insurance
Introduction
Members of affiliated golf clubs and England iGolf subscribers are automatically provided with Public Liability Insurance, which is administered by Burns & Wilcox Ltd and underwritten by Accelerant Insurance Europe SA/NV UK Branch. On this dedicated website provided by Marsh Sport, you can find out about the cover provided, what to do in the event of a claim, and who to contact for support.
Member insurance benefits
We have worked in conjunction with England Golf to create a liability insurance product for all members of affiliated golf clubs and England iGolf subscribers.
England Golf arranges cover as a centrally purchased policy to ensure all stakeholders have some protection. It is therefore important that you read the summary of cover and policy wording (downloads available below) to ensure you are aware of what the main policy benefits and exclusions are. If you are unsure if cover is adequate for your needs take a look at our FAQs section or please contact us.
Member covers explained
Who and what is covered?
Who is covered?
This liability insurance scheme is designed to indemnify:
- Registered members of golf clubs and short course clubs affiliated to England Golf.
- England iGolf Subscribers.
What is covered?
The England Golf policy provides affiliated members and England iGolf subscribers with:
- £10,000,000 – Public liability for third party injury.
- £10,000,000 – Public liability for third party property damage.
This product is exclusively available via affiliation or subscription to England Golf.
What is NOT covered?
You are not covered for:
- Property damage claims below the policy excess (£500).
- Golf equipment. (Optional cover available – click here to find out more).
- Ownership/Use of buggies.
When and where does cover apply?
- You are covered for personal liability in the event that you are found to be negligent for causing injury to another person or damage to third party property whilst playing or practicing golf at any golf club or recognised practice facility in the UK, Channel Islands, or the Isle of Man.
- Provided that you have arranged travel insurance for your golfing holiday then cover will extend to include golf trips of not more than 28 days on a worldwide* basis. This extension is included on a contingency basis up to but not exceeding the limit provided by your travel insurance policy.
*This cover is subject to UK jurisdiction and specifically excludes the USA and Canada.
Is there a policy excess?
- No excess in respect of personal injury claims.
- £500 excess in respect of damage to third party property.